Tips to Get Started As a Private Money Lender

When one is fortunate enough to have capital or money to lend to the people who need it, they best thing that they can do it is to offer it those who have the need and the ideas to use the capital in an innovative and productive manner. This would embark the lender on a journey of private money lending. There is a great demand in the borrowers market for those who may be able to offer private money lending and those who have the capital at their disposal for the use of those who are brimming with ideas and innovations, but are not able to put them into action due to the lack of funds and there are times when these ideas do not get due recognition and encouragement from banks or money lending institutions. In such cases, private money lenders and borrowers are able to find their win-win situation.

While private money lending may be a lucrative alternative, it is essential to make sure that a few points are checked before embarking on the journey to money lending. One of the most important points is to ensure that the trade of private lending is understood in a proper fashion. If the lenders start giving out funds with the hope for getting returns, without having the knowledge of safe lending, the entire exercise may lead them to bad debts and losses. A thorough research on the type of lending and the knowledge of gauging the right candidates for lending is a must. It is also beneficial to a great extent to know other like-minded people. With research about the kind of people who get into private lending it becomes simpler to understand their way of thinking and it also helps in understanding how the field can be tackled with expertise. Finally it is important to know the details and the strong points of investments. Not only does it help in investing in the right idea, it also ensures in knowing how effective the borrowers idea of investment may be.

When Finance companies or Financial Solutions companies are asked for an opinion, they would suggest that the private lending should be done with the help of an expert medium. This implies that when a known and knowledgeable team is involved in the field of finance and lending, the private lender and company may be able to make secure and profitable investments.

3 Things You Must Overcome in Order to Make More Money

The number one thing to know is this: More and more Americans are rightfully concerned about wage and income disparity but few see that government has any real solution to this concern. This is a step in the right direction because although many members of low-income households work heroically and waveringly at very low wages the “Census Bureau data shows that for every hour worked by those in a low-income household, those in a wealthy household toil 5 hours.”(I) Furthermore, “6 out of 10 households have no one working at all.”(ii)

Secondly, according to the latest Quantitative Analysis of Investor Behavior (QAIB) “The average investor in a blend of equities and fixed-income mutual funds has garnered only a 2.6% annualized rate of return for the 10-year time period ending December 31, 2013. The same average investor hasn’t fared any better over longer time frames. The 20-year annualized return comes in at 2.5% while the 30-year annualized rate is just 1.9%.”(iii)

Thirdly, checking the market performance as of the date of this writing, December 10, 2015, CNN Money reports that the S&P 500 Index is trading 0.56% higher than it closed yesterday. The year-to-date change is -0.12% and the 1 year change is currently -1.59%.

So here are the 3 things you must overcome in order to make more money:

1. You will need to overcome by working harder or longer, maybe both.

2. You will need to overcome by depending more on guarantees, less on market returns.

3. You will need to overcome by avoiding market volatility in order to keep more of what you make.

The first of these is easy enough to overcome. There are literally thousands of things that you can do, if you are willing, that will create more income for you. Saving at least 10% of that income will put you on track to becoming wealthier regardless of where you are today on the income scale. This isn’t rocket science. It is called work ethic. Being willing and ready to trade your skills, knowledge and time for money so that you can set aside money that can begin to work for you, instead of you always having to trade your time for money, is the most important thing in making more money.

Next, forget about putting your hard earned money into the market in hopes of it making you more money. Statistics document, as the QAIB research above proves, that this model of saving hardly keeps pace with inflation. That means you could save all your money in things like 401(k)s, IRAs, Roths, Mutual Funds, Securities and Bonds and end up with less value down the road than what you started with initially.

Finally, overcoming or avoiding market volatility is critical if you are planning on keeping more of the money that you and your money can create for you. Consider this based on the CNN Money report above. If you had entered the market this morning you would be making slightly over ½ of a percent on your position. Of course, you would have to pay the fees to make the trade either to enter, exit or both and that means you would have lost money today in the S&P 500. But let’s say you entered the market on the opening bell the first day of trading this year. That means you would have lost the trading fees plus you would have lost another 1/12th of a percent just because of market volatility. And if you had entered the market 1 year ago today then your losses would include all the fees plus an additional -1.59%.

Logic tells us that saving in places that provides guaranteed returns and opportunity to participate in market returns without assuming the risk that is inherent in the volatile market place while having complete access without fees or penalties to the capital saved is more reliable than what the average investor is accomplishing with their money today. That is why The Perpetual Wealth Code™ is based on overcoming these 3 things that most investors are plagued with in their portfolio. Guaranteed, Available, Manageable Equity is the GAME that you need to win in order to make and keep more money.

The Financial World Is in Shock and People Are Stunned

The revelation of major tax fraud has come to the fore with the release of millions of documents from a law firm in Panama. It reveals that government leaders are either involved money laundering and hiding wealth to avoid tax or their family members. Some of the biggest companies; the heads of major corporations; mining giants; business people; and crooks in general including drug dealers have their identities suppressed while moving trillions of dollars around the world.

The repercussions will be huge as people are angry who pay taxes and are virtually paying for these wealth crazed individuals to cheat on them. This is just one more wound in the already injured World Order that includes governments, financial institutions, and religions. It is the latter that is most at fault.

Following my reincarnation and with a strong link to the Spirit of the Universe it commissioned me to tear down the wall of blindness and bring in the harvest. Everyone who has lived is back and those who have maintained a link to God are to be collected and saved. They are called the children of Israel but they have nothing to do with Judah or the country by that name.

We are at the end of the day and things are changing – quickly. Those who seek power through wealth are fools for they have traded their spiritual link for money. They are deaf and blind to the Spirit and seek power through manmade wealth.

That link is the little voice within and the sub-conscious mind which leads and guides. We consult it on a regular basis for solutions to problems and a path forward when lost. Those who use money to bypass this connection are about to suffer the consequences.

To do the task given to me the Spirit provided the knowledge required and that took me to Babylon, the start of Islam and the sun-star Mary. This remarkable image was stylised into a woman whom men thought they could ‘marry’. The people of the city were the Amors and they built Roma (reverse Amor). One of their numbers was Constantine who established the Catholic Church in 325 AD and he put up the image of Jesus Christ and reinstated Mary as the Mother of God.

He also established the financial system that has now reached a point where it will be shown for what it is. It is the product of the man identified as 666 in Revelation 13:18 and anyone dealing in wealth has his number on their forehead. The retribution of the Spirit is now playing out and those who have cheated in this way will be the first to feel God’s fury.

Money defies spiritual power and it is a false god that cannot be worshiped by those who seek to know God in truth. Everyone who has lived is back and the Mountain of God was promised to appear in the last day. It is the Internet and the truth is pouring from it to bring light into the world of darkness and there is none darker than that of religion and finance.

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